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Today's Mortgage Rates
Rates last updated: November 7, 2026
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Rates shown are for informational purposes and are subject to change without notice. Actual rate depends on credit score, loan-to-value ratio, property type, and other factors. Monthly payment estimates are based on principal and interest only and do not include taxes, insurance, or HOA fees. NMLS #2883321. Licensed in California.
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How our rates are calculated
We combine technology with real broker relationships to find you the most competitive rates available.
Market monitoring
We track bond markets, Fed policy, and lender pricing daily to ensure our rates reflect real-time conditions.
Lender competition
As an independent broker, we shop multiple lenders on your behalf — you get the benefit of their competition.
Your profile matters
Credit score, down payment, and loan type all affect your final rate. We optimize every factor to get you the best deal.
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