We're in Your Corner
Fixarate was built on a simple belief: finding the right mortgage shouldn't be complicated, confusing, or costly. We're independent brokers who work for you — not the banks.
The Fixarate.com Story
Fixarate.com is a division of Monarch Equity Partners, Inc. Since 1991, the founders and directors have been providing homeowners and investors with the absolute best loan products with the lowest rates in the industry. We take pride in combining cutting edge technology with good old fashioned customer service.
As independent mortgage brokers, we're not tied to any single lender. That means we shop your loan across 25+ lending partners to find the rate and terms that actually fit your each customer's needs — not just the product that's easiest to sell.
Today, Fixarate.com has helped thousands of families and investors close on their dream homes, refinance into better rates, pull out equity and build long-term financial confidence. We're proud of every single one.
What We Stand For
Transparency
No hidden fees, no confusing jargon. We explain every step of the process in simple plain language so you always know where you stand.
Independence
We're not owned by a bank or tied to any lender. Our only loyalty is to you — and finding you the best possible deal with the lowest possible rates.
Speed
We know time matters in real estate. Our streamlined process means faster pre-approvals, faster closings, and less stress.
Expertise
Our team brings decades of combined mortgage experience across purchase, refinance, FHA, and jumbo loan programs.
Licensing & Compliance
Fixarate is a licensed mortgage brokerage operating in compliance with all applicable federal and state regulations. We are registered with the Nationwide Multistate Licensing System & Registry (NMLS).
Fixarate is a mortgage broker, not a lender. Loans are subject to credit approval. Rates and terms subject to change. Not a commitment to lend. NMLS Consumer Access: nmlsconsumeraccess.org
Let's Find Your Rate
We believe in good old fashioned customer service so just leave a message here or give us a call and you will be connected to a live expert ready to assist you.